Last week you went looking for the subscriptions you forgot about.
Good. Those add up.
But the bigger leak is somewhere else.
It is not the tool you forgot. It is the tool you use every single day, on a plan built for someone who isn't you.
Here is what I mean.
Cancelling feels like the move. It isn't.
You cancel something you actually use, you feel the pain within a week, and you re-subscribe by Friday. Net savings: zero.
The real money is quieter. You are paying for a tier above the one your usage needs.
Take Calendly.
If you run one kind of meeting and sync one calendar, the free plan does exactly that. Booking link, calendar sync, video link. Zero dollars.
The paid plan, Standard, is $12 a month. $144 a year. It unlocks multiple meeting types, integrations, reminders, branding removal.
Useful, if you use them.
But plenty of people are sitting on Standard while running exactly one meeting type. Paying $144 a year for a column of features they have never opened once.
Same tool. Same booking link. One version is free.
That is not a Calendly problem. It is a tier problem. And it is hiding in almost every tool you pay for.
So here is the free win for today. It takes 10 minutes.
Pick the one paid tool you open the most.
Open its pricing page.
Find the cheapest tier, free included, that still does what you actually do with it.
If you are sitting above that tier, you just found money.
Do it for one tool tonight. You will be annoyed at what you find. Good annoyed.
Doing it for one tool is easy. Doing it for every charge on your statement, knowing the current price and free-tier limit of each one, is the part nobody has time for.
That is the part I have automated. Sunday I will show you how to point it at your whole statement at once.
Stay sharp.
— Chris
